Before you start seriously looking at homes to buy, it's a good idea to get pre-approved for a mortgage.  Pre-approval can be accomplished by simply talking to a mortgage broker or lender.  If you don't know where to start, I can provide you with several competitive lenders who will guide you step by step. 

You'll need to provide:

• Employment History
• Credit History and Scores  
• Monthly Income and Expenses

Remember- one of the benefits is that most lenders will issue a letter of pre-approval when you're financial documentation is approved.  This comes in handy when you're negotiating a home purchase, particularly if you're competing with other buyers.  A pre-approval letter should remove any concerns the sellers might have about your financial ability.